hazard

Definitions (2)
Related Terms
1. Insurance: Condition or situation that creates or increases chance of loss in an insured risk, separated into two kinds (1) Physical hazard: physical environment which could increase or decrease the probability or severity of a loss. It can be managed through risk-improvement, insurance policy terms, and premium rates. (2) Moral hazard: attitude and ethical conduct of the insured. It cannot be managed but can be avoided by declining to insure the risk.
2. Workplace safety: Dangerous event or situation that may lead to an emergency or disaster. It could also be a biological, chemical, or physical agent in (or a property of) an environment that may have an adverse health effect, or may cause injury or loss.
As such, a hazard is a potential and not an actual possibility.

Use 'hazard' in a Sentence

I didn't want to stand in front of the fire exit at the movie theater because I realized it would make me a hazard.
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Driving at night with out your headbeams on is a real hazard due to the fact that you can't see other cars, and other cars likely can't see you.
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Having a good safety crew at your organization will help you to find out where a hazard may lie and avoid it.
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